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Signs you need holistic financial planning advice for retirement
September 15, 2021 at 7:00 AM
Signs you need holistic financial planning advice for retirement

Once you’ve decided to start saving for retirement, you must make a concerted effort into putting money in places where it will grow significantly between now and when you retire. Doing this on your own can be a difficult process that feels like you’re running on a treadmill rather than on a paved trail. If you don’t feel like you’re making any progress, you could use help from our holistic financing planning advice at OWLFI. If you’re not entirely sure whether or not you need assistance with financial planning, we have five signs that say you might.

Need help saving

Saving can be difficult no matter how much money you make. It’s not uncommon to look at how much money you make and still feel tight as your needs and wants seem to grow with your income and develop a plan to save. It’s not uncommon for families to struggle when a car unexpectedly breaks down or there are large medical bills that come due. These can be major financial burdens if you’re not prepared. With help from our financial advisors, you can learn more about how to create a budget and save money now and well into the future.

Want to plan for retirement

If you’re planning on retiring, you must come up with a plan to set money aside in the appropriate places. We’ll help you decide whether you should be putting money into a 401(k), IRA, or take on other investment opportunities. You can feel comfortable with the advice that you’ll receive as our team has helped countless others put together an effective and sustainable financial plan for retirement.

Looking into building a portfolio

An investment portfolio is a great way to diversify your funds while working to build your wealth for retirement. You can find areas where you can make high-risk, high-reward investments while still making conservative investments that provide you with the security you want going forward. By building your investment portfolio, you’ll be sure to have a variety of areas where you can grow a stable income for your retirement.

The stock market makes you nervous

If investing in the stock market makes you nervous, you’re not alone. When the market crashed in the early 2000s, there were a lot of people who lost a large portion of their retirement fund and had to look to other sources for savings. This has left many people hesitant to invest significant amounts of money in the stock market as there’s always a risk that it could crash again. Our team will provide you with expert counsel as to the current state of the stock market and provide you with a strategy that will keep you protected should the market see significant drops again.

Want a long-term plan

It doesn’t matter if you’re planning for retirement or simply want to be more fiscally responsible in the coming years, you need to have a plan. A holistic financial planner will help you look at every aspect of your finances to find areas where you can cut back, start investing, and budget to maximize your finances in the future. This can help create financial stability now and in the future. You’ll feel much more comfortable with your money even as unpredictable events come up in your life.

Get in touch to get started

If you’d like to get holistic financial planning advice from a team of experts, reach out to OWLFI today. The sooner we help you get started the more comfortable you’ll be with your money going forward. Call our office near you or send a message to schedule an appointment. We look forward to helping you plan for the road ahead so you’re more comfortable with your finances.